So one of my vehicles is financed with GMAC. The company that thwarted bankruptcy through the 2009 year of the GM and Chrysler massive fails.
I have planned on replacing this car, so I called to try to get some info on how long it takes to get the title after I paid the note off. Well, I hear a series of clicks, and immediately know, I'm getting routed to an overseas call center. Great.....
Hilarity ensues, and in the end, I write this letter to GMAC. Not that anyone there will ever read it.....
GMAC Automotive Financing
P. O. Box 380901
Bloomington, MN 55438
ATTN: Michael A. Carpenter
RE: Your overseas Call center
Dear Mr. Carpenter,
I seriously doubt you actually read this letter, probably a ‘problem solver’ will contact me on your behalf. However, I want to express to you the displeasure I have with dealing with your foreign call center. I have twice contacted GMACFS to get payoff and title information for the vehicle that I have financed with GMACFS. Both times, I have been transferred to the India call center. And both times, I was unable to understand the employee who was assisting me on the phone. The first man on the phone did not understand at all what I was trying to accomplish, and kept trying to talk over me. The second person put me on eternal hold and I got tired of waiting and just hung up.
Does GMAC have any US call centers that can help? I am selling my car and buying a new one. I will not seek GMAC for credit if the proceeds of my loan are used to fund an overseas call center. How does GMAC expect to serve their clients if the people that they hire cannot understand the customers needs and if the customers cannot understand the people on the other end of the line?
All I want to know is, how quickly, after paying my vehicle off, can I receive the title from GMACFS? I have a person who is interested in purchasing my vehicle. They are buying the car for more than payoff, so they are issuing me a major bank check. I plan on depositing the check, then once it clears, paying GMACFS the payoff amount. I would like to know the fastest way to make this happen so that the buyer can get the title in hand and register it in their name.
Every answer from the call center was to go to the DMV and transfer the title. How do I do that if GMACFS still has the title? Do you guys offer an expedited payoff/title option?
I sincerely hope that my words reach someone other than beancounters that would rather anger customers by sending them to a phone bank on the other side of the world, nobody on either end of the phone can understand what is happening.
Would GMAC consider serving their US customers with US employees, who can effectively communicate with, and understand our needs without frustrating everyone to no end?
I am sorry to say, that this is my first and last loan experience with GMACFS.